"The Four Steps to Building Corporate Credit" uses a step by step approach to establish business credit. We advance your company through up to four tiers of credit as you complete the full service program. You will complete our program in 12 months. All creditors used in our program are either nationally known or Fortune 500 companies. There are no “ma & pa” creditors.
Tier One Creditors
Net-30 Accounts (3) with average credit limits $500- $1,500
Tier Two Creditors
Low-end Revolving Accounts (3-4) with average credit limits $1500- $2500
Tier Three Creditors
Mid-range Revolving Accounts (3-4) with average credit limits $2500 - $7000
Tier Four Creditors
High-end Revolving Accounts (2-4) with average credit limits $5000 - $40,000. The average client will receive approximately $15,000 credit limits on each of their tier four creditors.
We assign a dedicated account representative to manage your account week to week as you advance through our program. From registering your company with the top 3 credit bureaus used in business credit, to completing each credit application, your account representative will complete the steps for you. This also allows you both the time and the freedom to run and manage your business, while we build your business credit! 82% of businesses will fail in their first two years of operation, and the number one reason they fail is lack of business financing. While others in your industry struggle to obtain business credit, your company will have the competitive edge it needs to succeed!
Program Compliance
To be in compliance with our program guidelines, you will need to have the following in place prior to or upon your enrollment:
1. Your company must be filed as a corporation or LLC to be enrolled into the credit building program. We do provide incorporation filing services in all 50 states, so we can complete this step for you prior to your credit building program enrollment. To find out more about our incorporation filing services please visit our webpage: Corp/LLC filings
2. Your company address must be a physical address. No P.O. Boxes, UPS drop boxes, or virtual office addresses are acceptable. It is fine to use your home address as your business address provided it is the only company operating out of that single address. You may only have one business operating out of any single address and still build business credit under the company name.
3. Your business phone must be listed with 411 (411.com & yellowpages.com) under your business name and not your personal name. You must have a valid business voice mail set up on your business phone. (Creditors will call after business hours to check your business voice mail.)
4. Your business address must match what is filed with the Secretary of State in the state in which your company has been incorporated. It must also match the business address listed with 411 directory assistance. If you have already registered with the credit bureaus prior to your enrollment, your address on your credit report must match what is seen with the Secretary of State and 411 Directory Assistance.
5. No pre-existing negative credit under your business name. We can not build your business credit if you already have negative reporting on your business credit report upon your enrollment. (This applies only to your business credit and not your personal credit. Your personal credit, good or bad, will not affect our ability to establish business credit under your company name.)
Continued Compliance After Enrollment
1. With each account established, you must use each account within 3-5 business days to stay on your program timeline, and you must make a $50.00 purchase on each account so that it can be reported to the business credit bureaus under your company name. With the tier one creditors, we will ask you to make (2) $50.00 purchases on each of the (3) tier one creditors. This will give us a two month payment history on each account which is required to obtain your first tier two account.
2. If the account is a Net-30 credit line, you will need to pay the full balance within 30 days of the date your are invoiced for your purchase. If the account is a revolving credit line, we will ask you to pay slightly more than the minimum amount due and not the entire balance. We do this to build an extended monthly payment history on each account without you having to make multiple purchases. This will help to keep your expenses down as you advance through the program.
3. Contact between the business owner and the assigned account representative will be primarily via email (85-90%) and about 10% via phone. Please check the email account you gave us upon your enrollment frequently for updates or instructions from your assigned account representative.
4. ABSOLUTELY NO LATE PAYMENTS TO THE CREDITORS! This also includes late payments made to Platinum Corporate Credit, Inc., if you are enrolled under the monthly payment plan. If a late payment is made to a creditor and it becomes a permanent part of your credit report, we can not advance your company any further in the credit building process, and your company will be discharged from our program.
Getting started with our program is easy and your enrollment can be completed over the phone in only 5 minutes! The sooner you get started, the sooner your company can have the business credit it needs to succeed. We offer the best pricing in the industry for our full-service credit building program, and we stand behind our program with a Money-Back Guarantee! No gimmicks and no shortcuts! Business credit built the way it should be built; step by step, from the ground floor up. We have payment options designed to fit almost any business owner's budget. Proven results, at a price you can afford, with a company you can trust!
Call us today at 713-370-1640. We will be happy to answer any questions you may have, review our payment options, and complete your enrollment. You may also email your inquiries to: info@platinumcorporatecredit.com
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713-370-1640 Main Office #
713-370-2251 Account Services
Office Hours: Mon-Thur 9a-5p CST
Fridays 8:30a- 4pm